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Our senior citizen accounts earn higher interest and come with special benefits.
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Our customers can choose to open Savings Account or Fixed Deposit Account or both, and earn a higher interest than the basic savings and basic fixed account.
USD
KHR
1 - 2 Months
1.75% p.a.
2.25% p.a.
3 - 5 Months
2.25% p.a.
2.75% p.a.
6 - 8 Months
3.25% p.a.
3.75% p.a.
9 - 11 Months
3.50% p.a.
4.75% p.a.
12 Months and above
3.75% p.a.
5.75% p.a.
Account type
Savings Account
Fixed Deposit
Opening account balance
US$ 10
US$ 1,000
Minimum balance
N/A
US$ 1,000
Interest rate
0.5% higher than the counter rate
0.25% higher than the counter rate
Interest payment
Subject to 4% withholding tax
Type of account
Individual/joint account
Individual/ joint account
Age of account holder
At least 55 years old (for joint account, one individual must be at least 55 years old)
At least 55 years old (for joint account, one individual must be at least 55 years old )
Account maintenance
Free
Free
Certify account balance/audit confirmation
US$ 10 / KHR equivalent per confirmation
US$ 10 / KHR equivalent per confirmation
Automatic transfer instruction
Free
Free
Access to banking services
Other benefits
VISA Cards annual fees
50% discount for one year
ATM annual fees
50% discount
Remittance (inward and outward)
Lower commission charge (0.01% lower than then counter rate)
Inter-branch transaction
Free
*Note: Customer’s existing Savings Account and Fixed Deposit will enjoy the same benefits of the Senior Citizen Account once the customer turns 55 years old. Terms & Conditions and interest rates are subject to change at the Bank’s discretion and without prior notice.
Opening an account with us is simple. All you need is to present your National ID or Passport and to complete the Application form.
Other documents may be required in compliance with our KYC requirements.
Talk to us and find the account that matches your needs
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